Test your financial fitness

With the economy the way it is many people are doing all they can do just to keep food on the table, gas in their car(s) and the electric on. Many times we neglect other bills such as credit cards and loans. By not paying credit cards and loans the way we are supposed to it has a detrimental effect on our credit history which can keep us from ever getting ahead.

I took this quiz at Bills IQ to test my overall financial fitness. My overall score was 77% or a C. I have no credit cards at all and pay for whatever I need with cash or I don’t get it. I guess that’s why I was a little shocked when I saw my score. There are some things I can do at work, I could contribute to my 401K but I haven’t, I use the excuse that I can’t afford it. (Yes I work at home and my employer offers a 401K along with medical benefits.)

What I did learn from this test is that I need to better plan for my future. Anyone that has a lot of debt may want to look into how they can Consolidate debt. Doing so will improve your financial fitness!

A few places to check out....

I have been busy researching some ways to earn some money..Check out a few today.

1.

Using blog ads to advertise your business

When you have a home based business you need to advertise your business where your customers will see you. If your business happens to be on the Internet then you want to focus most of your advertising efforts on the web. One really great way to do that is by using blog ads to advertise your business to the fullest. Blog advertising is a hot new trend in marketing your business. It’s a win-win situation for bloggers also. Bloggers can advertise AND make money using blog ads.

At IZEA they are always looking to grow their network and bring our bloggers more great opportunities to write about. Bloggers and businesses alike can use Izea’s SocialSpark and PayPerPost sites to both advertise their business AND make money at the same time. IZEA offers a wide variety of Social Media Marketing services, from blog posts, blog sponsorships and even product sampling.

I personally use both services every week. Socialspark is a great way to make new friends and gain exposure for your blogs. Advertisers can also search bloggers and offer both sponsorship and paid posts to bloggers. It’s really a great way to reach your business goals. If you haven’t tried blog ads as either a blogger looking to make some money or as an advertiser, I encourage you to check IZEA out!

2008 Work At Home Parents Guide Book

I am working on a book right now for ways to make money at. It is a book that I started in January of this year and have put on the back burner. I went through the whole book again this weekend and every link is still valid, I was really glad to see that!

I will be selling the book online by the end of the month. You will have the choice to have it in print or the e-version. I am in the final stages right now of writing the book and you will soon see it on our blog for sale. I have written feedback on each link that is in my new book. So far I have 147 pages of solid information that will help anyone make money online.

Keep an eye out for an announcement! By the end of September our book will be listed on Amazon.com.

Make some good money using SocialSpark!

We all want to make money online, or at least you do because you came to this web site. You can make really good money blogging on SocialSpark . SocialSpark is a social networking site that allows you to make money by posting articles that advertisers pay you to write that includes a link to their website. So how do you get started?! There are a few requirements to make money with Social Spark. Basically, your blog must:

* Be at least 30 days old, with at least 10 pre-existing posts written in the last 30 days.
* Have chronological archives.
* Contain content that is original to you and the blog.
* Be a text/written content blog, meaning no message boards, websites, IM, photoblogs, vlogs, etc.
* Have only one author.
* Not include 'no follow' tags.
* Be a blog written in the English language. We do make note of any blogs submitted in other languages so we may share those as we encounter Advertisers seeking them.
* Not be a blog kept primarily for earning money.

SocialSpark code of ethics include a 100% Audit-able In-Post Disclosure system, 100% Transparency images which are used for tracking purposes, 100% Real Opinions are written on each post! You are not paid to say anything you don’t want to say on your blog! Posting articles on your blog 100% Search Engine Friendly. Search engines will crawl your blog and will actually create far more links to your blog with other keywords that may not be related to your blog’s content. What does this mean? More traffic to your blog which can lead to a higher ranking in Google.

Can I Really Make Money Online?

Being online for over 10 years already, I have been asked countless times, “how do I make money online?” Most of my friends are very skeptical about making money online, and especially with all the scam products out there, the true path of making money online is getting harder and harder to find.For the rest of the people who believe that money can be made online, they are looking for the “magic pill”, the ultimate solution that can help them to make $10,000 a month just by the click of a mouse.

Sadly to say, I haven’t found the magic pill too. My business was started from scratch, bit by bit, over countless nights and massive trial and error before I started making my first dollar online. Since that first dollar, I have been hooked on to Internet marketing. Earning $1000 a month online on autopilot beats making $5000 a month working 12 hours a day as a banker in Citibank.

The people who have contacted me through email or have asked me directly have all gotten the same answer. I tell each of them that making money online takes time. You have to be patient and there is no other way for them to make a solid income overnight. My caution to you is that if you ever come across a program or eBook that promises riches overnight by paying that $77 through Paypal, the best and smartest thing to do is to leave that website and RUN for your wallet!

Making money online indeed does take time, and a lot of it. I suggest that you start to learn how to crawl, walk, run and succeed in your Internet business. If you need to continue working in your 9 to 5 job, then do that. I know that it is tempting to quit your job now and start building your million dollar Internet Empire NOW.Nonetheless, the opportunities to start your own home business and make money online now are easier than ever before. You do not need to know tough website coding language, you do not need a product, nor do you even need a lot of money. Of cause, if you know all these technical skills, it would help, but there is a lot of software out there that has removed all the technical difficulties to start your own online business. There is literally little or no hurdle to start making money online in this time and age.

The simplest and easiest way to make money online is affiliate marketing. In affiliate marketing, you promote other people’s product in return for commissions. You do not need to manufacture your own product, collect payment or do any kind of delivery, all you do is to recommend your visitor to visit your merchant’s website, and when the customer makes a purchase, you get a cut of the profit, pretty simple huh?To learn more about how to make money online as an affiliate, check out my website. I will show you step by step on how to select your market, choose the products to promote, setup your website, drive traffic to your site and promote products to your visitors and start making money online. Ewen Chia is the CEO of WorkingFromHome.com, delivering real-time uncensored marketing content to help people make money online. To learn how to make money online right now, download your free report on "How to make your first $1000" instantly here: http://www.imwebsite.com/make-money-online.html

BizAg.com Find businesses for sale in your area

When reviewing my stats here at Work At Home Parents I found out that my visitors are looking for all kinds of businesses to start, not only home based businesses. So I am going to try and include some various business opportunities and ways to find them. My dream has always been to open an Internet Café but that was years ago and now it seems that most Café’s provide Wi-Fi for FREE or low cost. Maybe one day I will open my café, who knows. Coffee is a passion of mine and when I don’t get mine in the morning and afternoon watch out! I know there is a demand for café’s because I often have to stand in line waiting for my Latte.

There is a new business search engine called BizAg where you can find businesses for sale. I did a search in Florida for coffee shops and was amazed at the number of coffee shops for sale! It was a little inspiring! This search engine also includes business trends and revenue in a snapshot. You can also refine your search to equal the amount of money you are willing to invest in a business. This would be a great site to research startup costs for when applying for small business loans or business grants.